Kreditplus (PT. Finansia Multi Finance) provides loans using a car as collateral to solve your financial needs.
Benefits:
Easily receive a loan
Loan can be liquidized quickly
Quick, Easy, and Safe application process
Only Fidusia needs to be paid in the first payment
Requirements:
Nationality must be Indonesian
Borrower must be minimum 21 years of age and maximum 60 years of age (tenor included)
Borrower must have a minimum income of Rp. 3.500.000,- per month
Employees must have worked for a minimum of 1 year
Entrepeneurs/Professionals must have a business in the same field for a minimum of 2 years
Maximum range of distance between home address or workplace must be a maximum of 30km from the nearest Kreditplus Branch/Post
There is a maximum tenor of 36 months
Documents:
No |
Dokumen Persyaratan Kredit |
Status |
||
Karyawan |
Profesional |
Wiraswasta |
||
1 |
FC KTP berlaku (Pelanggan & Pasangan) |
√ |
√ |
√ |
2 |
FC Kartu Keluarga |
√ |
√ |
√ |
3 |
FC PBB salah satu dari 3 tahun terakhir / Bukti Kepemilikan Rumah Lainnya* |
√ |
√ |
√ |
4 |
Asli Slip Gaji salah satu dari 3 bulan terakhir / Bukti pendapatan lainnya* |
√ |
|
|
5 |
FC Rekening Bank 3 bulan terakhir* |
√ |
√ |
√ |
6 |
FC SIUP / FC SKU |
|
|
√ |
7 |
FC Surat Ijin Praktek (SIP) |
|
√ |
|
8 |
FC NPWP |
√ |
√ |
√ |
*Contact Kreditplus Care for further information
Attention:
Interest rates start from 1,1% up to 1,6% per month
The rate above is valid for a tenor of 1 year
Interest rates may change in the future according to changes in Company Policy
Customers must pay their installments before the due date
If payment is made after its due date, the Customer will be charged a late penalty as according to the Credit Agreement
Not all Kreditplus branches provide the financing product above, for more information contact Kreditplus Care at: (021) 1500605