Appointed as a Chairman of the Company's Audit Committee on March 26, 2021. Currently, he also serves as an Independent Commissioner of the Company.
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Appointed as an Independent Member of the Company's Audit Committee on March 26, 2021.
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Appointed as an Independent Member of the Company's Audit Committee on March 26, 2021.
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Appointed as a Chairman of the Company's Risk Oversight Committee on 27 April 2021. Currently, he also serves as the Independent Commissioner of the Company.
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Appointed as a member of Risk Oversight Committee of the Company on July 18th, 2024. Currently, he also serves as President Commissioner of the Company.
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Appointed as an Independent Member of the Company's Risk Oversight Committee on 27 April 2021.
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Appointed as a Chairman of the Company's Nomination & Remuneration Committee on April 16, 2021. Currently, he also serves as an Independent Commissioner of the Company.
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Appointed as a member of the Nomination & Remuneration Committee of the Company on July 18th, 2024. Currently, he also serves as President Commissioner of the Company.
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Appointed as Member of the Company's Nomination & Remuneration Committee on July 25th, 2023. Currently, he also serves as People & Organization Development Deputy Division Head of the Company.
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Appointed as a Chairman of the Company's Risk Management Committee on May 27th, 2024. Currently, he also serves as the President Director of the Company.
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Appointed as a Member of the Company's Risk Management Committee on March 16, 2022. Currently, he also serves as Vice President Director of the Company.
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Appointed as a Member of the Company's Risk Management Committee on 27, 2021. Currently, he also serves as Director (Chief Operating Officer) of the Company.
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Appointed as a Member of the Company's Risk Management Committee on May 27th, 2024. Currently, he also serves as Director (Chief Finance Officer) of the Company.
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Appointed as a Member of the Company's Risk Management Committee on September 4, 2023. Currently, he also serves as Head of Collection Management of the Company.
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Appointed as a Member of the Company's Risk Management Committee on March 16, 2022. Currently, she also serves as Head of Enterprise Risk Management of the Company.
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Appointed as a Member of the Company's Risk Management Committee on November 1, 2022. Currently, he also serves as Head of Credit Risk Management of the Company.
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Appointed as a Chairman of the Company's Information and Technology Steering Committee on March 16, 2022. Currently, He also served as President Director of the Company.
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Appointed as a Member of the Company's Information and Technology Steering Committee on March 16, 2022. Currently, he also serves as Director of the Company.
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Appointed as a Member of the Company's Information and Technology Steering Committee on March 16, 2022. Currently, he also serves as Vice President Director of the Company.
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Appointed as a Member of the Company's Information and Technology Steering Committee on August 16, 2023. Currently, he also serves as Director of the Company.
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Appointed as a Member of the Company's Information and Technology Steering Committee on March 16, 2022. Currently, he also serves as Head of IT & Digitalization of the Company.
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Appointed as a Member of the Company's Information and Technology Steering Committee on March 16, 2022. Currently, he also serves as Head of Operation of the Company.
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Appointed as a Member of the Company's Information and Technology Steering Committee on March 16, 2022. Currently, she also serves as Head of Enterprise Risk Management.
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Appointed as a Chairman of the Company's Asset and Liability Management Committee on March 16, 2022. Currently, he also serves as President Director of the Company.
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Appointed as a Member of the Company's Asset and Liability Management Committee on March 16, 2022. Currently, he also serves as Director of the Company.
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Appointed as a Member of the Company's Asset and Liability Management Committee on March 16, 2022. Currently, he also serves as Vice President Director of the Company.
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Appointed as a Member of the Company's Asset and Liability Management Committee on August 16, 2023. Currently, he also serves as Marketing Director of the Company.
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Appointed as a Member of the Company's Asset and Liability Management Committee on August 16, 2023. Currently, he also serves as Director of the Company.
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Appointed as a Member of the Company's Asset and Liability Management Committee on March 16, 2022. Currently, he also serves as Head of Funding & Treasury, Finance & Accounting of the Company.
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Appointed as a Member of the Company's Asset and Liability Management Committee on March 16, 2022. Currently, she also serves as Head of Enterprise Risk Management of the Company.
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Appointed as a Chairman of the Company's Audit Committee on March 26, 2021. Currently, he also serves as an Independent Commissioner of the Company.
Nursalam Andi Tabusalla holds a Bachelor of Business Administration from the University of San Francisco.
Prior to serving at PT KB Finansia Multi Finance, Nursalam A. Tabusalla has held several strategic positions, namely as Commissioner of PT Narendra Interpacific Intl. (2011 - 2019), President Director of Senayan National Golf Club (2010 – 2019), President Director of PT Massada Communications (2004 - 2005), Director of PT Indohartama Sentra (2003 – 2019), Director of PT INNI Sarana Golf Indonesia (2003 – 2019), General Manager of PT Aria West Indonesia (2000 – 2003 ), Vice President Director of Chase Manhattan Bank (1989 – 2000), Ass. Mgr Individual Banking Chase Manhattan Bank (1985 – 1988) and Ass. Mgr Operation & System Chase Manhattan Bank (1984 – 1985).
Appointed as an Independent Member of the Company's Audit Committee on March 26, 2021.
Peter Irawan Chandra holds a Bachelor of Economics from Monash University.
Peter Irawan Chandra also serves as Independent Commissioner PT Surya Semesta Internusa Tbk (2023 - Present), Independent Commissioner PT Sinar Mas Asset Management (2018 - Present), Independent Commissioner PT Mizuho-Balimor Finance (2018 - Present), and Principal in Risk Consulting, Financial Institution, M&A Practices, KPMG Advisory, Indonesia (2017-2020).
Appointed as an Independent Member of the Company's Audit Committee on March 26, 2021.
Siti Rosyidah holds a Bachelor of Law from Universitas Indonesia and a Master of Finance Management from Universitas Borobudur.
Siti Rosyidah has held several strategic positions, namely Head of Legal Unit Supervision Group PT Bank Negara Indonesia (Persero) Tbk (2017-2018), AVP Litigation of Criminal Cases and Claims PT Bank Negara Indonesia (Persero) Tbk (2017), Remuneration, Nomination and Governance Committee PT BNI Multifinance (2016), Audit Committee PT BNI Multifinance (2015), Head of Risk Group and Corporate Supervision Subsidiary PT Bank Negara Indonesia (Persero) Tbk – PPA Division (2009-2017).
Appointed as a Chairman of the Company's Risk Oversight Committee on 27 April 2021. Currently, he also serves as the Independent Commissioner of the Company.
Nursalam Andi Tabusalla holds a Bachelor of Business Administration from the University of San Francisco.
Prior to serving at PT KB Finansia Multi Finance, Nursalam A. Tabusalla has held several strategic positions, namely as Commissioner of PT Narendra Interpacific Intl. (2011 - 2019), President Director of Senayan National Golf Club (2010 – 2019), President Director of PT Massada Communications (2004 - 2005), Director of PT Indohartama Sentra (2003 – 2019), Director of PT INNI Sarana Golf Indonesia (2003 – 2019), General Manager of PT Aria West Indonesia (2000 – 2003 ), Vice President Director of Chase Manhattan Bank (1989 – 2000), Ass. Mgr Individual Banking Chase Manhattan Bank (1985 – 1988) and Ass. Mgr Operation & System Chase Manhattan Bank (1984 – 1985).
Appointed as a member of Risk Oversight Committee of the Company on July 18th, 2024. Currently, he also serves as President Commissioner of the Company.
Moon Cheol Kang holds a Bachelor's degree in Archaeology and Art History from Seoul National University, South Korea.
Prior to serving at PT KB Finansia Multi Finance (the “Company”), Moon Cheol Kang has held several strategic positions at KB Kookmin Card Corp, the controlling shareholder of the Company, namely Managing Director Global Business Group (2024 - present), General Manager at Risk Management Department (2020 - 2023), Team Head at Risk Management Department (2020 - 2023), Deputy Branch Manager at Dongrae Branch (2016 - 2017), Associate at Risk Management Department (2011 - 2016), Associate at Credit Card CRM and Analysis Department (2010 - 2011) and Associate Marketing and Operational Risk Management (2007 - 2010).
Appointed as a Chairman of the Company's Risk Management Committee on May 27th, 2024. Currently, he also serves as the President Director of the Company.
Yap Tjay Hing holds a Bachelor of Engineering from the University of McGill and a Master of Business Administration from the University of Toronto.
Prior to his service at PT KB Finansia Multi Finance, Yap Tjay Hing held several strategic positions, namely as Director of Human Resources and Corporate Affairs of PT Aria West International (1995 - 2022), Executive Director of Djuhar Group (1992 - 1995), President Commissioner of PT Chase Leasing Indonesia (1989 - 1992), Vice President Country Financial Mgr Chase Manhattan Bank (1989 - 1992), President Director of PT Chase Leasing Indonesia (1987 - 1988) and Manager of Chase Manhattan Bank (Indonesia) (1982 - 1987).
Appointed as an Independent Member of the Company's Risk Oversight Committee on 27 April 2021.
Peter Irawan Chandra holds a Bachelor Degree in Economics from Monash University.
Peter Irawan Chandra also serves as Independent Commissioner PT Surya Semesta Internusa Tbk (2023 - Present), Independent Commissioner PT Sinar Mas Asset Management (2018 - Present), Independent Commissioner PT Mizuho-Balimor Finance (2018 - Present), and Principal in Risk Consulting, Financial Institution, M&A Practices, KPMG Advisory, Indonesia (2017-2020).
Appointed as a Member of the Company's Risk Management Committee on March 16, 2022. Currently, he also serves as Vice President Director of the Company.
Kisup Wi holds a Bachelor of Public Administration from Yonsei University and a Master of Business Administration and Law from Yonsei University.
Prior to serving as Vice President Director at PT KB Finansia Multi Finance, Kisup Wi served as Expert - Finance at PT KB Finansia Multi Finance (2020-2021), Team Head Global Business Dept. - KB Kookmin Card (2019-2020), Manager Financial Planning Dept. – KB Koomin Card (2013-2019), Manager Strategic Planning Dept. – KB Koomin Card (2011-2012), Ass. Manager of Operations & Process Supporting Dept. – KB Koomin Bank (2003 - 2010), Ass. Branch Sales Manager – KB Koomin Bank (2002-2002).
Appointed as a Member of the Company's Risk Management Committee on 27, 2021. Currently, he also serves as Director (Chief Operating Officer) of the Company.
Peter Halim holds a Bachelor's degree in Economics from Tarumanegara University.
Prior to his service at PT KB Finansia Multi Finance, Peter Halim served as Audit Manager of the Public Accountant Firm of Deloitte Touche Tohmatsu (1995-2003).
Appointed as a Member of the Company's Risk Management Committee on May 27th, 2024. Currently, he also serves as Director (Chief Finance Officer) of the Company.
Choi, Ho Jung holds his Master's degree in Economics from University of Illinois, USA and Master of Applied Statistics from Cornell University, USA.
Choi, Ho Jung has held several strategic positions, namely served as Director (Chief Risk Officer) PT KB Finansia Multi Finance (2023-2024), Risk Management Advisor PT KB Finansia Multi Finance (2020-2023), Manager - Global Business Department KB Kookmin Card Co.Ltd (2017-2020), and Assistant Manager - Risk Management Department KB Kookmin Card Co.Ltd (2011-2017).
Appointed as a Member of the Company's Risk Management Committee on September 4, 2023. Currently, he also serves as Head of Collection Management of the Company.
Ka Nen studied at the Indonesian College of Economics.
Ka Nen has held several strategic positions, namely served as General Manager PT Provident Capital Indonesia which is seconded at Kredito and JD.ID (2015 - 2020), General Manager External Affairs PT Bumi Suksesindo Tbk (2013 - 2015), Director Business and Operation PT Mitra Investindo Tbk (2008 - 2013), RM Marketing PT Finansia Multi Finance (2003 - 2008), Assistant Manager PT Kalimas Motor (2001 - 2003), and Head Marketing PT Primaswadana Perkasa (1996 - 2001).
Appointed as a Member of the Company's Risk Management Committee on March 16, 2022. Currently, she also serves as Head of Enterprise Risk Management of the Company.
Marie Yovanka Engelina holds a Master Degree in Computer Science/ Information Technology from Gunadarma University.
Prior to her service to PT KB Finansia Multi Finance, Marie Yovanka Engelina served as Head of Risk Management Bank Neo Commerce (Januari 2021 - September 2021), Head of Digital Transformation - Customer Engagement Area Allianz Life Indonesia (2019-2020), Head of Inforce Optimisation and Operation Excellence PT Asuransi Cigna (2018), Risk Management - Head Of Operational Risk, Credit Quality & Credit Policy, PM PT Bank Commonwealth (2011-2017).
Appointed as a Member of the Company's Risk Management Committee on November 1, 2022. Currently, he also serves as Head of Credit Risk Management of the Company.
Daniel Adrian holds a Bachelor Degree in Economics from Universitas Pelita Harapan.
Prior to his service to PT KB Finansia Multi Finance, Daniel Adrian served as Credit Risk Lead PT Spenmo Teknologi Indonesia (October 2021 - July 2022), Chief Risk Officer PT Crowde Membangun Bangsa (May - October 2021), Risk Management Division Head PT BFI Finance Indonesia Tbk (August - September 2020), Chief Risk Officer PT Andalan Finance Indonesia (October 2018 - August 2020), Credit Policy Division Head PT Bussan Auto Finance (August 2018 - October 2018), Credit & Collection Strategic Division Head PT MNC Finance (November 2016 - July 2018), Risk Management Head PT NIssan Financial Services Indonesia (August 2016 - October 2016), Risk Senior Manager PT Bank Maybank Indonesia, Tbk (May 2012 - July 2016), Credit Support Department Head PT Adira Dinamika Multifinance Tbk (2004 - 2012).
Appointed as a Chairman of the Company's Information and Technology Steering Committee on March 16, 2022. Currently, He also served as President Director of the Company.
Yap Tjay Hing holds a Bachelor of Engineering from the University of McGill and a Master of Business Administration from the University of Toronto.
Prior to his service at PT KB Finansia Multi Finance, Yap Tjay Hing held several strategic positions, namely as Director of Human Resources and Corporate Affairs of PT Aria West International (1995-2022), Executive Director of Djuhar Group (1992-1995), President Commissioner of PT Chase Leasing Indonesia (1989 – 1992), Vice President Country Financial Mgr Chase Manhattan Bank (1989 – 1992), President Director of PT Chase Leasing Indonesia (1987 – 1988) and Manager of Chase Manhattan Bank (Indonesia) (1982 – 1987).
Appointed as a Member of the Company's Information and Technology Steering Committee on March 16, 2022. Currently, he also serves as Director of the Company.
Hery Susanto Dermawan holds a Bachelor of Economics from Tarumanegara University.
Prior to his service at PT KB Finansia Multi Finance, Hery Susanto Dermawan has held several strategic positions, namely as Senior GM Business at PT KB Finansia Multi Finance (2006-2016), Operations Director at PT Artha Persada Finance (2002-2006), Regional OPT Manager at PT Primaswadana Perkasa Finance (1996-2002) andAuditor Deloitte Touche Tohmatsu (1993-1996).
Appointed as a Member of the Company's Information and Technology Steering Committee on March 16, 2022. Currently, he also serves as Vice President Director of the Company.
Kisup Wi holds a Bachelor of Public Administration from Yonsei University and a Master of Business Administration and Law from Yonsei University.
Prior to serving as Vice President Director at PT KB Finansia Multi Finance, Kisup Wi served as Expert - Finance at PT KB Finansia Multi Finance (2020-2021), Team Head Global Business Dept. - KB Kookmin Card (2019-2020), Manager Financial Planning Dept. – KB Koomin Card (2013-2019), Manager Strategic Planning Dept. – KB Koomin Card (2011-2012), Ass. Manager of Operations & Process Supporting Dept. – KB Koomin Bank (2003 - 2010), Ass. Branch Sales Manager – KB Koomin Bank (2002-2002).
Appointed as a Member of the Company's Information and Technology Steering Committee on August 16, 2023. Currently, he also serves as Director of the Company.
Choi, Ho Jung holds his Master's degree in Economics from University of Illinois, USA and Master of Applied Statistics from Cornell University, USA.
Choi, Ho Jung has held several strategic positions, namely served as Risk Management Advisor PT KB Finansia Multi Finance (2020-2023), Manager - Global Business Department KB Kookmin Card Co.Ltd (2017-2020), and Assistant Manager - Risk Management Department KB Kookmin Card Co.Ltd (2011-2017).
Appointed as a Member of the Company's Information and Technology Steering Committee on March 16, 2022. Currently, he also serves as Head of IT & Digitalization of the Company.
David Wirawan holds a Bachelor of Engineering from Universitas Hasanuddin and a Master of Business Administration from IPMI International Business School.
Prior to his service at PT KB Finansia Multi Finance, David Wirawan has held several strategic positions namely, IT Director PT Dutalestari Sentratama - Kino Group (2015-2017) and Chief Corporate IT OT Group (1994-2014).
Appointed as a Member of the Company's Information and Technology Steering Committee on March 16, 2022. Currently, he also serves as Head of Operation of the Company.
Herman Jusup holds a Bachelor of Economics from Universitas Khatolik Atmajaya Jakarta.
Prior to his service at PT KB Finansia Multi Finance, David Wirawan has held several strategic positions namely, Operation General Manager PT Sinar Mitra Sepadan Finance and Operation Regional & General Affairs Manager PT Wahana Ottomitra Multiartha Finance.
Appointed as a Member of the Company's Risk Management Committee on March 16, 2022. Currently, she also serves as Head of Enterprise Risk Management of the Company.
Marie Yovanka Engelina holds a Master Degree in Computer Science/ Information Technology from Gunadarma University.
Prior to her service to PT KB Finansia Multi Finance, Marie Yovanka Engelina served as Head of Risk Management Bank Neo Commerce (Januari 2021 - September 2021), Head of Digital Transformation - Customer Engagement Area Allianz Life Indonesia (2019-2020), Head of Inforce Optimisation and Operation Excellence PT Asuransi Cigna (2018), Risk Management - Head Of Operational Risk, Credit Quality & Credit Policy, PM PT Bank Commonwealth (2011-2017).
Appointed as a Chairman of the Company's Asset and Liability Management Committee on March 16, 2022. Currently, he also serves as President Director of the Company.
Yap Tjay Hing holds a Bachelor of Engineering from the University of McGill and a Master of Business Administration from the University of Toronto.
Prior to his service at PT KB Finansia Multi Finance, Yap Tjay Hing held several strategic positions, namely as Director of Human Resources and Corporate Affairs of PT Aria West International (1995-2022), Executive Director of Djuhar Group (1992-1995), President Commissioner of PT Chase Leasing Indonesia (1989 – 1992), Vice President Country Financial Mgr Chase Manhattan Bank (1989 – 1992), President Director of PT Chase Leasing Indonesia (1987 – 1988) and Manager of Chase Manhattan Bank (Indonesia) (1982 – 1987).
Appointed as a Member of the Company's Asset and Liability Management Committee on March 16, 2022. Currently, he also serves as Director of the Company.
Peter Halim holds a Bachelor's degree in Economics from Tarumanegara University.
Prior to his service at PT KB Finansia Multi Finance, Peter Halim served as Audit Manager of the Public Accountant Firm of Deloitte Touche Tohmatsu (1995-2003).
Appointed as a Member of the Company's Asset and Liability Management Committee on March 16, 2022. Currently, he also serves as Vice President Director of the Company.
Kisup Wi holds a Bachelor of Public Administration from Yonsei University and a Master of Business Administration and Law from Yonsei University.
Prior to serving as Vice President Director at PT KB Finansia Multi Finance, Kisup Wi served as Expert - Finance at PT KB Finansia Multi Finance (2020-2021), Team Head Global Business Dept. - KB Kookmin Card (2019-2020), Manager Financial Planning Dept. – KB Koomin Card (2013-2019), Manager Strategic Planning Dept. – KB Koomin Card (2011-2012), Ass. Manager of Operations & Process Supporting Dept. – KB Koomin Bank (2003 - 2010), Ass. Branch Sales Manager – KB Koomin Bank (2002-2002).
Appointed as a Member of the Company's Asset and Liability Management Committee on August 16, 2023. Currently, he also serves as Marketing Director of the Company.
Sea Hwan Lah holds a Bachelor of Chinese Studies from Catholic University, South Korea.
Sea Hwan Lah has held several strategic positions, namely as Marketing and Operation Advisor at PT KB Finansia Multi Finance (2020-2022), Deputy General Manager - Global Business Department at KB Kookmin Card (2019-2020), Senior Manager – Sales Planning Department at KB Kookmin Card (2011-2019), Manager – Credit Card Marketing at KB Kookmin Bank (2003-2011), Associate – Branch Sales at KB Kookmin Bank (2002).
Appointed as a Member of the Company's Asset and Liability Management Committee on August 16, 2023. Currently, he also serves as Director of the Company.
Choi, Ho Jung holds his Master's degree in Economics from University of Illinois, USA and Master of Applied Statistics from Cornell University, USA.
Choi, Ho Jung has held several strategic positions, namely served as Risk Management Advisor PT KB Finansia Multi Finance (2020-2023), Manager - Global Business Department KB Kookmin Card Co.Ltd (2017-2020), and Assistant Manager - Risk Management Department KB Kookmin Card Co.Ltd (2011-2017).
Appointed as a Member of the Company's Asset and Liability Management Committee on March 16, 2022. Currently, he also serves as Head of Funding & Treasury, Finance & Accounting of the Company.
Cun Pin holds a Bachelor of Economic major in Accountancy from Universitas Tarumanegara and has completed the Accountant Profession Education at Universitas Indonesia.
Prior to serving at PT KB Finansia Multi Finance, Cun Pin has held several strategic positions, namely Fixed Asset Manager and Finance and Accounting Chevron Indonesia, Project Business Service, and Audit and Compliance Advisor Chevron Houston (USA), and Senior Financial Auditor PricewaterhouseCoopers.
Appointed as a Member of the Company's Asset and Liability Management Committee on March 16, 2022. Currently, she also serves as Head of Enterprise Risk Management of the Company.
Marie Yovanka Engelina holds a Master Degree in Computer Science/ Information Technology from Gunadarma University.
Prior to her service to PT KB Finansia Multi Finance, Marie Yovanka Engelina served as Head of Risk Management Bank Neo Commerce (Januari 2021 - September 2021), Head of Digital Transformation - Customer Engagement Area Allianz Life Indonesia (2019-2020), Head of Inforce Optimisation and Operation Excellence PT Asuransi Cigna (2018), Risk Management - Head Of Operational Risk, Credit Quality & Credit Policy, PM PT Bank Commonwealth (2011-2017).
Appointed as a Chairman of the Company's Nomination & Remuneration Committee on April 16, 2021. Currently, he also serves as an Independent Commissioner of the Company.
Nursalam Andi Tabusalla holds a Bachelor of Business Administration from the University of San Francisco.
Prior to serving at PT KB Finansia Multi Finance, Nursalam A. Tabusalla has held several strategic positions, namely as Commissioner of PT Narendra Interpacific Intl. (2011 - 2019), President Director of Senayan National Golf Club (2010 – 2019), President Director of PT Massada Communications (2004 - 2005), Director of PT Indohartama Sentra (2003 – 2019), Director of PT INNI Sarana Golf Indonesia (2003 – 2019), General Manager of PT Aria West Indonesia (2000 – 2003 ), Vice President Director of Chase Manhattan Bank (1989 – 2000), Ass. Mgr Individual Banking Chase Manhattan Bank (1985 – 1988) and Ass. Mgr Operation & System Chase Manhattan Bank (1984 – 1985).
Appointed as a member of the Nomination & Remuneration Committee of the Company on July 18th, 2024. Currently, he also serves as President Commissioner of the Company.
Moon Cheol Kang holds a Bachelor's degree in Archaeology and Art History from Seoul National University, South Korea.
Prior to serving at PT KB Finansia Multi Finance (the “Company”), Moon Cheol Kang has held several strategic positions at KB Kookmin Card Corp, the controlling shareholder of the Company, namely Managing Director Global Business Group (2024 - present), General Manager at Risk Management Department (2020 - 2023), Team Head at Risk Management Department (2020 - 2023), Deputy Branch Manager at Dongrae Branch (2016 - 2017), Associate at Risk Management Department (2011 - 2016), Associate at Credit Card CRM and Analysis Department (2010 - 2011) and Associate Marketing and Operational Risk Management (2007 - 2010).
Appointed as Member of the Company's Nomination & Remuneration Committee on July 25th, 2023. Currently, he also serves as People & Organization Development Deputy Division Head of the Company.
Juan Sumando Nababan holds his Bachelor's degree in Psychology from Padjajaran University and Master's degree in Management from University of Indonesia.
Juan Sumando Nababan has held several strategic positions, namely served as People and Organization Development Manager PT KB Finansia Multi Finance (2013-2023), Organization Development Section Head PT Matahari Department Store Tbk (2011-2012), and HR Generalist PT Finansia Multi Finance (2006-2010).
