Yap Tjay Hing

President Director

Indonesian nationality. Domiciled in Indonesia, served as President Director of PT KB Finansia Multi Finance since 2000 until now. Yap Tjay Hing holds a Bachelor of Engineering from the University of McGill and a Master of Business Administration from the University of Toronto.

Prior to his service at PT KB Finansia Multi Finance, Yap Tjay Hing held several strategic positions, namely as Director of Human Resources and Corporate Affairs of PT Aria West International (1995-2022), Executive Director of Djuhar Group (1992-199), President Commissioner of PT Chase Leasing Indonesia (1989 – 1992), Vice President Country Financial Mgr Chase Manhattan Bank (1989 – 1992), President Director of PT Chase Leasing Indonesia (1987 – 1988) and Manager of Chase Manhattan Bank (Indonesia) (1982 – 1987).

Joohyun Hwang

Vice President Director

Republic of Korea Nationality. Domiciled in Indonesia, served as Deputy President Director of PT KB Finansia Multi Finance since 2021 until now. Joohyun Hwang holds a Bachelor of Business of Administration from Sogang University, South Korea.

Prior to his service at PT KB Finansia Multi Finance, Joohyun Hwang has held several strategic positions, namely serving as Strategy and Product Advisor at PT KB Finansia Multi Finance (2020-2021), General Manager of Global Business Dept. - KB Kookmin Card (2019-2020), General Manager Product Planning - KB Kookmin Card (2019), General Manager Digital Payment - KB Kookmin Card (2018), General Manager Financial Product Dev. - KB Kookmin Card (2011-2017), Private Banking Team Head – KB Kookmin Bank (2009 – 2010), Senior Manager Marketing - KB Kookmin Bank (2007 – 2008), Senior Manager CRM Team (Developing) - KB Kookmin Bank (2004 – 2008), Manager of Credit Card e-Business – KB Kookmin Card (2001 – 2003) and Assistant Manager of Customer Support Dept – KB Kookmin Card (1996 – 2000).

Peter Halim

Director (Chief Operating Officer)

Indonesian nationality. Domiciled in Indonesia, served as Director of PT KB Finansia Multi Finance since 2003 until now.

Peter Halim holds his Bachelor's degree in Economics from Tarumanegara University.

Prior to his service at PT KB Finansia Multi Finance, Peter Halim served as Audit Manager of the Public Accountant Firm of Deloitte Touche  Tohmatsu (1995-2003).

Hery Susanto Dermawan

Director (Deputy Chief Operating Officer)

Indonesian nationality. Domiciled in Indonesia, served as Director of PT KB Finansia Multi Finance since 2016. Hery Susanto Dermawan earned a Bachelor's degree in Economics from Tarumanegara University.

Prior to his service at PT KB Finansia Multi Finance, Hery Susanto Dermawan has held several strategic positions, namely as Senior GM Business at PT KB Finansia Multi Finance (2006-2016), Operations Director at PT Artha Persada Finance (2002-2006), Regional OPT Manager at PT Primaswadana Perkasa Finance (1996-2002) andAuditor Deloitte Touche Tohmatsu (1993-1996).

Kisup Wi

Finance Director

Republic of Korea nationality. Domiciled in Indonesia, served as Finance Director of PT KB Finansia Multi Finance since 2021 until now. Kisup Wi holds a Bachelor of Public Administration from Yonsei University and a Master of Business Administration and Law from Yonsei University, South Korea.

Prior to serving at PT KB Finansia Multi Finance, Kisup Wi served as Finance Advisor at PT KB Finansia Multi Finance (2020-2021), Team Head Global Business Dept. - KB Kookmin Card (2019-2020), Manager Financial Planning Dept. – KB Kookmin Card (2013-2019), Manager Strategic Planning Dept. – KB Kookmin Card (2011-2012), Ass. Manager of Operations & Process Supporting Dept. – KB Kookmin Bank (2003 - 2010), and Ass. Branch Sales Manager – KB Kookmin Bank (2002-2002).

Sea Hwan Lah

Marketing Director

Republic of Korea nationality. Domiciled in Indonesia, served as Marketing Director of PT KB Finansia Multi Finance since 2022 until now. Sea Hwan Lah holds a Bachelor of Chinese Studies from Catholic University, South Korea.

Prior to serving as Marketing Director at PT KB Finansia Multi Finance, Sea Hwan Lah served as Marketing and Operation Advisor at PT KB Finansia Multi Finance (2020-2022), Deputy General Manager - Global Business Department at KB Kookmin Card (2019-2020), Senior Manager – Sales Planning Department at KB Kookmin Card (2011-2019), Manager – Credit Card Marketing at KB Kookmin Bank (2003-2011), Associate – Branch Sales at KB Kookmin Bank (2002).

Martina Hariyanto

Human Resources & General Affairs Director

Indonesian nationality. Domiciled in Indonesia, serves as Human Resources & General Affairs Director in July 25th, 2023. Martina Hariyanto holds her Bachelor’s degree in Civil Engineering from Parahyangan Catholic University.

Prior to her service as Human Resources & General Affairs Director at PT KB Finansia Multi Finance, Martina Hariyanto has held several strategic positions, namely served as Head of HR & GA PT KB Finansia Multi Finance (1997-2023), Customer Service Manager PT GE Astra Finance (1994-1997), Administration Head and HR & GA Head Astra Card (1992-1994), and HRD Assistant Manager Corporate Astra Credit Company (1990-1992).

Choi, Ho Jung

Director (Chief Risk Officer)

Republic of Korea Nationality. Domiciled in Indonesia, serves as Director in July 25th, 2023. Choi, Ho Jung holds his Master’s degree in Economics from University of Illinois, USA and Master of Applied Statistics from Cornell University, USA.

Prior to his service as a Director at PT KB Finansia Multi Finance, Choi, Ho Jung has held several strategic positions, namely served as Risk Management Advisor PT KB Finansia Multi Finance (2020-2023), Manager - Global Business Department KB Kookmin Card Co.Ltd (2017-2020), and Assistant Manager - Risk Management Department KB Kookmin Card Co.Ltd (2011-2017).