Pembiayaan Fleet
Fleet Financing Facility
A. Key Features
A financing facility for new cars, forklifts, and machinery (both new and used), designed for prospective corporate customers under an investment financing scheme.
B. Benefits
- Financing for the purchase of new cars, forklifts, and machinery.
- Vehicles and machinery units can still be used for business operations.
- Installment amounts can be adjusted according to monthly income.
- Flexible installment payment options, including:
- Kreditplus branch cashiers
- Payment points (Indomaret, Alfamart, bank transfers)
- Kreditplus Mobile apps
C. Financing Terms
- Financing tenure: 2–5 years.
- Interest rate starting from 5% flat per year.
- Compliance with other credit requirements as per applicable regulations.
- Interest rates are subject to change at any time in accordance with company policies.
D. Requirements and Procedures
- Applicants must be a registered business entity that has been operating for at least 2 years in the same industry.
- Must provide the following legal documents:
- Deed of establishment
- Articles of Association (AD) amendments
- Domicile Certificate
- Business Identification Number (NIB)
- Business License
- Identity Card (KTP) & Taxpayer Identification Number (NPWP)
- Financial statements
E. Risks
- Late payment penalties will be applied for overdue installments.
- Early repayment penalties apply if the loan is settled before the agreed term.
- Credit default records in SLIK OJK if payments are overdue for more than 180 days.
F. Fees
Includes provision fees, administrative fees, insurance, vehicle tax processing fees (optional), and collateral binding fees, based on notary charges and applicable regulations.
G. Additional Information
Not all of our branch offices provide the financing product above. For more details, please contact our Customer Service at Contact Center: (021) 1500605.
