KB Finansia Multi Finance Rating 2025 'AAA (idn)'; Stable Outlook

Fitch Ratings Affirmed AAA(idn) Rating to PT KB Finansia Multi Finance; Outlook Stable

July 15, 2025 PT KB Finansia Multi Finance (“KBFMF”) once again successfully maintained its “AAA(idn)” rating with a Stable Outlook for its National Long-Term Rating. KBFMF has successfully proven its existence amidst the dynamics that occur in various industries, including the financing industry sector, by maintaining the National Long-Term Rating of ‘AAA(idn)’ for Bonds I KB Finansia Multi Finance Year 2022, Bonds II KB Finansia Multi Finance Year 2023, Shelf-Registered Bonds I KB Finansia Multi Finance Year 2024 amounting to IDR 3 Trillion and Shelf-Registered Bonds I KB Finansia Multi Finance Phase I Year 2024. 

'AAA' National Ratings denote the highest rating assigned by Fitch on its National Rating scale for that country. This rating is assigned to issuers or obligations with the lowest expectation of default risk relative to all other issuers or obligations in the same country or monetary union. These results reflect the extraordinary support from the majority shareholder, KB Kookmin Card Co., Ltd. (“KB Card”), which holds 80% of the shares. KB Card is a leading credit card and auto finance provider in South Korea, wholly owned by KB Financial Group Inc. (KBFG).

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